There are SO many questions you will have if you are buying or selling a home in 2020/2021.
When is the best time to sell? What is the best time to buy? What will my costs be? How will you determine my listing price? I have some repairs and updates I need to do before I sell. Do you have someone who can help me with those? Can I pay for them out of my proceeds? Do you have any mortgage companies I can talk with? How long will it take to sell my home? And more… I have been using Zoom to facilitate these personal meetings when a one-on-one in your home is not available. It’s easy and private! Call me to schedule our 1st meeting…you need the information BEFORE beginning the buying or selling process! 25 years of helping Buyers and Sellers in North Harris and Montgomery counties has enabled me to have the Real Estate Experiences that will give you the answers you are looking for!
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Mop with microfiber. Instead of using a commercial hardwood floor cleaner with harsh chemicals, start cleaning your hardwoods with microfiber mop pads, which use only water to remove dirt and grime effectively.
Eliminate clutter. Put simply, clutter attracts dust, and too much clutter makes finding that dust more and more difficult as time goes on. So if you want your place to stay clean for longer, don’t give dirt and dust so many good hiding places! Ditch paper towels. Invest in a large stack of premium cotton cloths, and use them daily to clean your kitchen instead of using paper towels, which add waste. Naturally clean the garbage disposal. To remove foul odors from your garbage disposal, cut up a lemon and grind it in the disposal. Follow by grinding a cup of ice to loosen any smelly grime that may cling to the disposal’s blades. Use olive oil to make appliances shine. A little dab makes for a great polish for stainless steel refrigerators, dishwashers, and other appliances. Steam-clean your shower. Most commercial bathroom products are loaded with toxic chemicals. A better way to cut through soap build-up on shower walls, doors, and tiles is to use a steamer. And there’s no scrubbing required! Feeling cramped at home? These tips can help open up a room without knocking down a wall!10/14/2020 1. Accentuate the vertical: Draw the eye upward so a room looks more spacious. Add a bookshelf that reaches to the ceiling. Install vertical shiplap or wallpaper with vertical stripes. Hang a pendant light fixture. 2. Consider “see-through” furniture: Choose chairs and sofas with visible legs instead of furniture with skirts that reach the floor. This allows you to see under and around pieces so they appear to float in the room rather than dominate it. Glass coffee tables are a good choice, too. 3. Go big with accents: Many people think small when designing a small room. Instead, add a couple of oversized accessories, like a big piece of art or a single large chair. A lot of little objects make a room appear cluttered while one or two big ones make it feel more spacious. 4. Simplify the color scheme: Use a monochromatic color scheme for walls, furniture, and accessories. When objects are a similar color, your eye doesn’t dwell on each one but rather sees them in a unified, uncomplicated form. 5. Skip the curtains: Curtains block natural light and the view to the outdoors, making a room feel smaller and darker. Excerpted from Realtor.com magazine
On Wednesday, Oct. 7, 2020, the average rate on a 30-year fixed-rate mortgage rose two basis points to 2.953%, the average rate on a 15-year fixed-rate mortgage was unchanged at 2.546% and the average rate on a 5/1 ARM fell two basis points to 2.957%, according to a NerdWallet survey of mortgage rates published daily by national lenders. A basis point is one one-hundredth of 1%. Rates are expressed as annual percentage rate, or APR. The 30-year fixed-rate mortgage is one basis point higher than one week ago and 101 basis points lower than one year ago. In the unpredictable week ending Oct. 2, not all mortgage rates moved in the same direction.
Despite the pandemic, a lot of people have been buying homes in the last few months. Home resales rose to an annual rate of 6 million in August, which was the fastest pace since December 2006, according to the National Association of Realtors
However, further slowdowns in hiring could cause some households to delay decisions to buy. Excerpted from NAR and NerdWallet.com |